How to Check Your EPF Balance Online for Free
Many Malaysians still don’t realise how easy it is to check your EPF balance online. You no longer need to visit the counter or wait for a physical statement. In 2025, EPF offers multiple ways for members to view their savings instantly – all free and available 24/7.
This guide will show you step-by-step how to check your EPF balance online in Malaysia using i-Akaun, the EPF mobile app, and even without logging in. Simple, fast, and secure.
1. Check EPF Balance Using i-Akaun (Desktop)
The most accurate and updated method to check your EPF statement online is via EPF’s official i-Akaun portal.
Step-by-step:
- Go to the official portal: https://www.kwsp.gov.my
- Click Login → i-Akaun (Member)
- Enter your User ID and Password
- You will see your Dashboard
- Select “Account Details”
You will now see:
- Your total EPF savings
- Account 1 balance
- Account 2 balance
- Monthly contributions
- Past year statements
This is the fastest way to view your EPF status online.
2. Check EPF Balance Using i-Akaun Mobile App
EPF has updated its mobile app to make it easier for Malaysians to check EPF balance on smartphone.
Steps:
- Download “KWSP i-Akaun” on App Store or Google Play
- Log in using your i-Akaun details
- Tap “Akaun”
- Your Account 1 & Account 2 balance will be displayed clearly
The app is very convenient because it also shows:
- Contribution history
- Withdrawal status
- New EPF rules and updates
3. Check EPF Balance Without i-Akaun (SMS)
If you have not activated your i-Akaun, you can still check EPF balance without logging in using SMS.
Format:
EPF BAL ICNumber
Send to: 603-8922 2121
Example:
EPF BAL 900101105555
You will receive your balance summary via SMS.
4. Check EPF Balance at Kiosk (Optional)
Even though online checking is easier, kiosks still exist at many EPF branches, shopping malls, and government buildings.
Just bring your MyKad and follow the instructions on the screen.
5. How to Activate Your i-Akaun (If You Never Used Before)
If you want the full online functions and detailed statements, activate your i-Akaun first.
Steps:
- Go to the nearest EPF kiosk
- Insert MyKad
- Choose “Activate i-Akaun”
- You will receive a temporary User ID & Password
- Log in within 30 days and change your password
After activation, you can check your EPF savings online any time.
Key Takeaways
- You can check EPF balance online for free anytime.
- i-Akaun is the most complete and updated method.
- The mobile app makes checking faster and clearer.
- You can check via SMS if i-Akaun is not activated.
- Kiosks are still available for physical statements.
FAQ: EPF Balance Checking in Malaysia
1. How often is my EPF balance updated?
EPF updates your contribution every month once your employer submits their payment.
2. Can I check EPF balance without i-Akaun?
Yes – you can use SMS or visit a kiosk.
3. Is the EPF app safe?
Yes, it uses secure login and official EPF servers.
4. Can I check EPF balance using my phone number?
No. You must use i-Akaun or SMS with your IC number.
5. Does checking EPF balance cost money?
No – all methods are completely free.
